The impact of mobile money interoperability on financial inclusion
Please sign in or register for a free public account to access this report.
Interoperability has taken on an increased focus in mobile money markets, as it now exists in around half of the 100 countries that have at least one mobile money service. Initially, mobile money interoperability was market-led. However, in recent years, governments have been more proactive in driving interoperability, in some cases imposing mandatory requirements. There has been plenty of literature setting out the different approaches to implementing interoperability for mobile money, but little evidence exists on its impact on outcomes such as financial inclusion.
This report assesses the impact of mobile money interoperability by considering the economic literature on interoperability more generally and utilising a case study approach in five mobile money countries: Ghana, Kenya, Malawi, Rwanda and Tanzania. In each market, we assess how mobile money adoption and usage evolved after different interoperability solutions took effect.
Related research
Mobile Investment Gaps: Pacific Islands
By 2030, a significant investment gap will remain in the Pacific Islands unless reform is implemented to unlock investment, improve returns and affordability, and remove the barriers hindering adoption and digital inclusion.
Towards a digital nation: addressing the scam economy in Asia Pacific
The rapid expansion of digital technologies, and mobile connectivity in particular, has profoundly impacted scam techniques and their reach. All individuals with a mobile subscription – approximately 5.8 billion people – are potential targets for scams. Rises in the volume, frequency, sophistication and success rate of scams in recent years are having a significant financial impact on victims and the global economy.
5G and the tech economy in Malaysia: tapping the untapped
The recent announcement that the government in Malaysia has granted a second nationwide 5G licence removes what was in effect an infrastructure monopoly and paves the way for a dual-network model. This report highlights how the move to a 5G dual-network model is the right one for customer choice, long-term financial sustainability and Malaysia's competitiveness as a tech and services economy.
Authors
How to access this report
Annual subscription: Subscribe to our research modules for comprehensive access to more than 200 reports per year.
Enquire about subscriptionContact our research team
Get in touch with us to find out more about our research topics and analysis.
Contact our research teamMedia
To cite our research, please see our citation policy in our Terms of Use, or contact our Media team for more information.
Learn moreRelated research
Mobile Investment Gaps: Pacific Islands
By 2030, a significant investment gap will remain in the Pacific Islands unless reform is implemented to unlock investment, improve returns and affordability, and remove the barriers hindering adoption and digital inclusion.
Towards a digital nation: addressing the scam economy in Asia Pacific
The rapid expansion of digital technologies, and mobile connectivity in particular, has profoundly impacted scam techniques and their reach. All individuals with a mobile subscription – approximately 5.8 billion people – are potential targets for scams. Rises in the volume, frequency, sophistication and success rate of scams in recent years are having a significant financial impact on victims and the global economy.
5G and the tech economy in Malaysia: tapping the untapped
The recent announcement that the government in Malaysia has granted a second nationwide 5G licence removes what was in effect an infrastructure monopoly and paves the way for a dual-network model. This report highlights how the move to a 5G dual-network model is the right one for customer choice, long-term financial sustainability and Malaysia's competitiveness as a tech and services economy.
- 200 reports a year
- 50 million data points
- Over 350 metrics