Risks and impact of handset financing: lessons from the US

Please complete the form below or register for a free public account to access this report.
GSMA Intelligence is today publishing a research note on the impact of handset financing, specifically drawing on the US for implications for operators.
Since the launch of handset financing plans in 2013, the US market has rapidly embraced the schemes over the traditional subsidy model of mobile contracts. In addition to equipment instalment plans, handset financing in the US has evolved to include leasing models, adding a further layer of complexity for operators in terms of implementation and accounting impact. Handset financing fundamentally changes the way operators book their revenue and costs, and as a result has heavily affected operators’ top-line financials.
Although the US market is unique in many respects, operators in other markets should be aware of the factors that drove the adoption of handset financing in the US, and the implications if it is used as a competitive lever in their domestic markets.
Download the Report
Complete the form below to get instant access to this report. For easier access in the future, you can register for a free account here.
Related research
Digital consumer: five trends to watch in 2026
How will the industry evolve in 2026? This series of reports highlights the key trends to watch and the implications for ecosystem players. This report examines the digital consumer area.
Apple ‘awe-dropping’ event: raising the bar for consumer experience with five areas of innovation
At its recent ‘awe-dropping’ event, Apple unveiled its new line-up of smartphones, earphones and smartwatches, and showcased its innovation in device features.
IFA 2025: an AI-first show with five other defining themes
Like at most other technology shows today, AI was ubiquitous at IFA 2025 – the European consumer electronics show – and the growing application of advanced AI, including generative AI, was clear to see. There were also notable developments across the smart home, wearables, smartphones, home robots and gaming.
Authors
How to access this report
Annual subscription: Subscribe to our research modules for comprehensive access to more than 200 reports per year.
Enquire about subscriptionContact our research team
Get in touch with us to find out more about our research topics and analysis.
Contact our research teamMedia
To cite our research, please see our citation policy in our Terms of Use, or contact our Media team for more information.
Learn moreRelated research
Digital consumer: five trends to watch in 2026
How will the industry evolve in 2026? This series of reports highlights the key trends to watch and the implications for ecosystem players. This report examines the digital consumer area.
Apple ‘awe-dropping’ event: raising the bar for consumer experience with five areas of innovation
At its recent ‘awe-dropping’ event, Apple unveiled its new line-up of smartphones, earphones and smartwatches, and showcased its innovation in device features.
IFA 2025: an AI-first show with five other defining themes
Like at most other technology shows today, AI was ubiquitous at IFA 2025 – the European consumer electronics show – and the growing application of advanced AI, including generative AI, was clear to see. There were also notable developments across the smart home, wearables, smartphones, home robots and gaming.
- 200 reports a year
- 50 million data points
- Over 350 metrics
