PAYG financing looks to unlock smartphone affordability in Africa
This report is available to those subscribed to the Mobile Operators and Networks module.
Smartphone affordability has constrained mobile broadband adoption in Sub-Saharan Africa, particularly 4G, which at just 8% lags the global average (46%) by a considerable margin. At the recent GSMA Mobile 360 – Africa event, two initiatives aimed at bringing affordable smartphones to consumers were showcased: a $22 entry-level smart featurephone running on KaiOS; and a high-spec $150 Android smartphone offered on a pay-as-you-go finance basis by startup Maraphone. While both look to unlock smartphone affordability, payment plans that enable better specifications and experience may in the long term be the key for Africa’s youthful and aspirational population.
Related research
Digital consumer: five trends to watch in 2026
How will the industry evolve in 2026? This series of reports highlights the key trends to watch and the implications for ecosystem players. This report examines the digital consumer area.
Design matters: how interoperability models impact financial inclusion and competition
This report evaluates the impact of mobile money interoperability on adoption, usage and competition. With interoperability now present in more than 90 markets, the study moves beyond binary classifications to assess how different policy models – market-led, regulator-led and voluntary – affect outcomes.
Promoting DFS adoption among underserved market segments
This report explores how digital financial services (DFS) are reshaping access to finance in low- and middle-income countries, particularly for underserved individuals and nano, micro and small enterprises. Despite significant progress – driven by innovations such as mobile money – 1.4 billion people remain unbanked, with women, rural communities and less educated groups most affected.
Authors
How to access this report
Annual subscription: Subscribe to our research modules for comprehensive access to more than 200 reports per year.
Enquire about subscriptionContact our research team
Get in touch with us to find out more about our research topics and analysis.
Contact our research teamMedia
To cite our research, please see our citation policy in our Terms of Use, or contact our Media team for more information.
Learn moreRelated research
Digital consumer: five trends to watch in 2026
How will the industry evolve in 2026? This series of reports highlights the key trends to watch and the implications for ecosystem players. This report examines the digital consumer area.
Design matters: how interoperability models impact financial inclusion and competition
This report evaluates the impact of mobile money interoperability on adoption, usage and competition. With interoperability now present in more than 90 markets, the study moves beyond binary classifications to assess how different policy models – market-led, regulator-led and voluntary – affect outcomes.
Promoting DFS adoption among underserved market segments
This report explores how digital financial services (DFS) are reshaping access to finance in low- and middle-income countries, particularly for underserved individuals and nano, micro and small enterprises. Despite significant progress – driven by innovations such as mobile money – 1.4 billion people remain unbanked, with women, rural communities and less educated groups most affected.
- 200 reports a year
- 50 million data points
- Over 350 metrics
