Data » Topics » Mobile Money

Data Dashboard

Deployments 1 277 2.2%

Reg'd accounts 2 556M 33%

Active accounts 2 174M 21.5%

MM Services 2 35 30 in 2015

Reg'd Agents 2 4.3M 23%

Active Agents 2 2.3M 21.2%

Topic overview

Two billion people remain unbanked, without access to safe, secure and affordable financial services. They lack access to the financial services they need to invest in their livelihoods, protect their assets and prevent them from falling deeper into poverty. Traditional bricks-and-mortar banking infrastructure is too expensive to serve the poor, particularly in rural areas. However, more than one billion underserved people in these markets have access to a mobile phone, providing existing infrastructure that can be used to sustainably offer financial services such as payments, transfers, insurance, savings and credit.

The GSMA Mobile Money Programme is working with mobile operators and industry stakeholders to create a robust mobile money ecosystem, which will increase the relevancy and utility of these services, and ensure their sustainability. To truly transform the financial lives of underserved people, mobile money must become a central monetisation mechanism, universally available across a greater range of digital transactions. By making mobile money more central to the financial lives of these users, greater financial inclusion, economic empowerment and economic growth can be achieved.

The GSMA Mobile Money programme is supported by the Bill & Melinda Gates Foundation, The MasterCard Foundation and Omidyar Network.

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2016 State of the Industry Report
Mobile Money

February 2016

Mobile Money Deployments