35 30 in 2015
Two billion people remain unbanked, without access to safe, secure and affordable financial services. They lack access to the financial services they need to invest in their livelihoods, protect their assets and prevent them from falling deeper into poverty. Traditional bricks-and-mortar banking infrastructure is too expensive to serve the poor, particularly in rural areas. However, more than one billion underserved people in these markets have access to a mobile phone, providing existing infrastructure that can be used to sustainably offer financial services such as payments, transfers, insurance, savings and credit.
The GSMA Mobile Money Programme is working with mobile operators and industry stakeholders to create a robust mobile money ecosystem, which will increase the relevancy and utility of these services, and ensure their sustainability. To truly transform the financial lives of underserved people, mobile money must become a central monetisation mechanism, universally available across a greater range of digital transactions. By making mobile money more central to the financial lives of these users, greater financial inclusion, economic empowerment and economic growth can be achieved.
The GSMA Mobile Money programme is supported by the Bill & Melinda Gates Foundation, The MasterCard Foundation and Omidyar Network.
Download: MMU 2012 Annual Report
Download: eWallet Merchant Payments: GSMA Discussion Paper
Download: Expanding the Ecosystem of Mobile Money: Considerations for Interoperability
Download: Designing and delivering effective agent training programmes – MMU Webinar
Download: Organisational Design to Succeed in Mobile Money
Download: Managing the Risk of Fraud in Mobile Money
Download: Designing & Delivering Agent Training for Mobile Money Deployments
Download: Emerging Practices in Mobile Microinsurance
Download: Marketing Mobile Money: Top 3 Challenges
Download: Using Mobile Money, Mobile Banking to Enhance Agriculture in Africa
Mobile Money Deployments